HCR Wealth Advisors Provides Latest Retirement Information

Many people who look to retire will often emphasize financial planning, which is known to be the most critical factor when planning for retirement. While sound financial planning will enable people to retire, there are some other elements that may not be addressed. These include emotional, psychological, intellectual, and physical adjustments. As a result, it is important to pay attention to these factors in order to ensure that you make a smooth transition to retirement. By keeping these factors in mind, you will be in a position to have a fulfilling existence when living out your retirement years.

HCR Wealth Advisors has classified modern retirement as the “New Retirement”. This process explores the situation where people transition from employment to retirement. During this time, individuals may experience a loss of their identity and lose their engagement to a work schedule and regular socialization. Individuals who are transitioning to retirement will often have to make adjustments in their personal and family life, health, and what leisure activities they plan on doing during their retirement years.

In most cases, retirement is voluntary and often something that many people look forward to. However, there are times when people may be forced into an early retirement and be prone to experiencing a number of negative emotions such as depression, frustration, fatigue, and feelings of low self-esteem and inadequacy. Most people on average spend up to 20 years planning the financial aspects of their retirement but not the lifestyle and personal ones. As a result, they may be in a position to go through a state of shock when they are suddenly no longer working.

With the New Retirement program, individuals will have the opportunity to make more informed decisions about their retirement other than the financial aspects. It is important to retire from a career to a new lifestyle that is fulfilling and productive. During this process, individuals who are retired will often have to make adjustments so that they are not living their life in boredom. With multiple plans, you can have a happy and fulfilling retirement.

HCR Wealth Advisors is a registered investment advisory firm. The firm helps individuals and businesses plan their finances so that they can reach their respective goals. For individuals, the firm helps them by offering retirement planning and wealth management services. HCR Wealth Advisors assists businesses by providing consulting services which entail financial advice on managing assets. With HCR Wealth Advisors (@HCRwealth), individuals and businesses will be able to take advantage of insurance services so that they can more easily protect their assets. Clients who work with HCR Wealth Advisors will be in a position to take advantage of benefits such as investment education and work with a firm that provides integrity, trust, and empowerment.

HCR Wealth Advisors is not affiliated with this website.

Philanthropist Extraordinaire James Dondero

Living in Dallas, Texas, James Dondero is a well-known Philanthropist and entrepreneur who dedicates much of his time to assisting those in need. After he had donated a large quantity of money to the Dallas Zoo, James Dondero was able to assist the zoo in rebuilding a Hippo habitat for the first time in two decades. This one million dollar donation spearheaded the entire 14 million dollar project into completion and now houses two Hippos. Read this article at barrons.com.

James Dondero is known for more than just this one act of giving back to the community. Caused by being passionate about helping those in need, Dondero’s firm has donated to a plethora of charities and causes such as the Perot Museum of Natural Science, the Education is Freedom charity, and the George W. Bush Presidential Library and Museum. After founding the Dallas Foundation for the sole purpose of contributing money to different charitable organizations, Dondero has been able to greatly assist the civic, veterans, students, and other charity groups in the Dallas, Texas region.

View: http://www.jamesdondero.com/market-insight/

With hopes to continue assisting different charity groups, James Dondero recently has collaborated with Linda Owen, prior CEO of Woodall Rodgers Park Foundation, to help renovate sections of northern Texas. Expanding to different charity groups is also a focus for Dondero, as his partnership with Linda Owen inspired him to donate to the Family Place. Helping shelter victims of domestic violence and abuse, Family Place is one of Dondero’s new charities focuses on great importance. James Dondero’s ambitions for charity don’t end there, as he is also offering large amounts of money to oversea organizations as well. Read more about James at Crunchbase.

The Career Life Of Michael Burwell

The only way to become an expert at something is by spending a lot of time doing the same thing. You eventually become a guru in the field. Michael Burwell is Willis Towers Watson’s new Chief Financial Officer. He is excited to be joining the team. He will be replacing Roger Millay, who decided to retire from his job after many years of service.


Michael Burwell says that the management has done an excellent job of keeping the company in good shape. He is there to propel the Willis Towers Watson and continue with the agendas of the company. The CEO of the firm, John Haley welcomed Michael Burwell and mentioned that he was confident in him. This is based on his great experience and rich educational background.


Having worked at Pricewaterhouse Coopers in different capacities like being the Head of Global Transformation; the Chief Financial Officer in-charge of the United States as well as the Head of Transaction services for the United States. With more than 11 years’ experience in auditing, Mike was no doubt the most qualified guy for the position. Burwell is also well armed with not less than 12 years when matters related to pre-merger valuation and due diligence are concerned.


Michael Burwell says that his ideas come from within the organization. He explains that people in every company have different ways of doing things, and their different perspectives combined are unbelievable. Burwell says that all one has to do is ensure that you keep an open ear to everyone, regardless of their positions in the organization. That is the secret of having mastermind ideas. See This Page for related information.


One way to ensure that you get to achieve more is finding ways that make you productive. Michael Burwell says that the secret is to learn how to accomplish more by doing less. He says that we have to utilize the technology that we have. The facilities help to do a lot of things within a short time span. He, therefore, advises the young entrepreneurs to take advantage of the tools and have higher efficiency.


Michael Burwell stresses the importance of networking and communication when asked about the advice that he could offer the young entrepreneurs. He says that networking is vital to both the business and interpersonal relationships. He also mentions that communication is essential in all business ventures. Burwell says that you have to stop talking and listen to others and what opinions they have. Telling them what they want to hear is not enough, be attentive to know what they have to say to be able to give proper advice.



Visit: https://www.michaelburwellpoet.com/about

Organo Gold and its Social Media Presentation

What is their page like?

Immediately upon opening their Facebook page, a searcher is greeted by a bright profile banner with smiling people appearing to have a very fun time. The word celebrate can be seen in all caps, as well as many different languages as it pans its celebratory word. But what is to be celebrated about a company such as Organo Gold? A look into their About section can help to answer that question. It could be more complicated than merely the fact that they have been around for the last ten years and celebrating their tenth birthday as of this year. Read more at patch.com about Organo Gold.

Their History

Their Facebook page also introduces their personalized story along the side by immediately opening up the page, under the banner of the smiling faces at the top and under a picture of a captivating close-up of what appear to be mushrooms. Organo Gold was founded in 2008 and provides a large variety of hot beverages and more personalized items to its country of origin, Canada, and even the entirety of the United States. These products fit a more active lifestyle for people who spend their life exercising, and these products help them to do so by offering great healthier alternatives than to other products that may exist out there.

Visit: http://www.oguniversity.com/

Overview and Conclusion

Organo Gold has an interesting and engaging Facebook page that allows people who are interested in the company to find out and read more about their products and history without having to do an extensive google search for not so reliable information. Their posts reflect what they are as a company, showing videos of their products and making posts in which customers can engage with the company. They are also very responsive in their messages that they receive through the page, a rare sight for many of the companies that run social media platforms. In all, Organo Gold provides a steadily engaging persona to their customers as well as having a very engaging Facebook page that was enjoyable to view. Follow Organo Gold on Linkedin.com.

President and CEO John Holt Discusses the Reinvention of Community Banking

Mr. John L. Holt is the President and CEO as well as the Chairman of Nexbank SSB in Dallas, Texas. In November of 2016, he was a part of the discussion panel that talked about the transformations that should be carried out to community banking.

Many community banks, along with the experts in the financial industry, agree that it is time for a change. Technical innovation, for instance, should be applied to these institutions so that they can serve their customers better and eventually the community. John Holt believes that new strategies are needed, as well as lies of businesses and techniques that will allow the banks to compete efficiently.

The required changes are to deepen the relationship of the bank with its customers. At the same time, it should improve its efficiency, scale, and performance through its growing assets. These tactics are what John Holt employs with Nexbank. The financial institution that he runs has been around since the early 1920s. Until now, it is one of the most dependable banks in Texas.

Located in Dallas, Nexbank is a member of FDIC and is the 11th largest bank in the whole state. It is also in the top 155 out of all the banks in the United States. As of March this year, the bank has grown to almost 90 employees and already has three locations in Texas.

According to statistics, the bank’s money market rates are equivalent to four times as much as the national average. For Nexbank, it is all about expertise, execution, and flexibility. These three traits are what matters to the company, which allow it to achieve its goals and provide better service to its clients.

John Holt understands that banking transactions and even the whole business model may need some changes. He believes that if it can make the clients happy and will do good for the company, it should be implemented.

Find out more about Nexbank: https://www.linkedin.com/company/nexbank

Hussain Sajwani; Becoming a Successful Real Estate Investor

The life of Hussain Sajwani is one that has often been narrated with a lot of grace. Growing up in the busy city of Dubai, he was always close to his father who owned a busy retail shop. In that shop, he sold items to be used mostly by men. They included shirts and pens among others. Hussain Sajwani had the luxury of working with his father, Ali Sajwani. In fact, he even served as the manager of the shop and dedicated most of his time to make sure that the business would grow eventually. He also spent time learning how to understand clients in many ways including their demands and how they liked their orders supplied. It was at that moment that he observed how his father dealt with clients. For instance, if a new client went shopping for twelve pieces of vests at ago, he would know that the items were in demand. Therefore, he would hike the prices of the commodities before the next client arrived. Moreover, his father always wanted him to take over the business. Nonetheless, Hussain Sajwani the DAMAC owner was more into his future accomplishments and perhaps how he would make it eventually.

Growing up in The Middle East

In an article from Bloomberg, while his father tried to push him to handle the business, Hussain Sajwani decided to pursue his dreams by working on education where he went to a school in Baghdad for medicine. However, medicine did not seem like the best option for him in that he decided to change his mind and move to the United States of America, a land of opportunities. When he arrived, the DAMAC owner joined the Washington University and took two courses in economics where he learned how to allocate resources then one in engineering where he learned how machines worked. With the two courses, he was pretty qualified to work at GASCO. This company is located in Abu Dhabi and offers various services in the supply of oil and gas.

Starting his Career and Business Ventures

While working at GASCO, he decided to try business. That is how he established a company that dealt with food catering and hospitality. The firm performed well as Hussain Sajwani the DAMAC owner was now in a position to develop an additional business. The real estate business is known as DAMAC Properties and was established in 2002. Since then, the company has managed to execute its services by providing some of the most luxurious properties in Dubai. It is for that reason that Hussain Sajwani the DAMAC owner has been creating business relations with Donald Trump. Of course, he wants to push DAMAC Properties into the international real estate sector. That is why he played a vital role in the development of the golf courses.

For your real estate projects, contact Sajwani on Facebook: facebook.com/HussainSajwaniOfficial/

Dick Devos – Changing America One Cause at a Time

Some say that Dick Devos was born with a silver spoon in his mouth. This doesn’t change how he perceives the world, but it does provide the tools to work toward change. Dick and wife, Betty, have been using their influence and money for decades to improve education and health in the United States.


Grand Rapids, Michigan, is home to the couple that were both blessed with inherited family fortunes. As a result, this city is reaping the benefits of being one of the best places to live and retire in the country.


Recent Focuses


The journey of improving the education system has always been paramount to Dick and Betty. Dick has taken a personal interest in improving the quality of Gerald R. Ford International Airport. His deep roots in aviation has aided greatly in seeing through on necessary programs, upgrades, and growth to the once stagnant airport.


In keeping with the educational outlook of the area, Devos created a charter high school, West Michigan Aviation Academy in 2010. The school follows the same mode of thinking as the couple’s desire to expand private schools to provide more education choices to parents and students. While the Grand Rapids government is continuing to battle such a radical change, 24 states and the District of Columbia have come onboard by offering some type of vouchers for private schools.


The new Aviation Academy is tuition-free and operates on a per-student allowance from the state. Growing from 80 students to 600, there is clearly an interest in the aviation future. According to a study released by North Dakota and the University of Nebraska-Omaha in 2015, a pilot shortage in the near future is real and no one has the answers. The cost of flight training and certification, low pay at regional carriers and the 2013 regulatory change that mandated a sixfold increase in flight hours required by First Officers has stifled many student’s dreams of entering the aviation field. DeVos had the insight to remedy this looming problem for the country, plus create an educational program that gave students a chance of learning aviation.


The Helen DeVos Children’s Hospital is another example of the extreme measures used by Dick and Betty DeVos in Grand Rapids. Likened to The Mayo Clinic, it is also one out of only 50 buildings dedicated exclusively to the care of children. Named after his mother, a well-known philanthropist, Dick DeVos made the first $12.5 million donation to begin work on the $103 million hospital. Opened in 2011, The Helen DeVos Children’s Hospital is now a leading specialty facility that treats many childhood illnesses and diseases. There is also a blood and bone marrow transplantation program. Not forgetting education, MSU College of Human Medicine sits across the street, a convenience for students entering into residency.


While most people propose ideas and work to generate interest, Dick and Betty DeVos make things happen. The city of Grand Rapids and the country owes a debt of gratitude to Dick DeVos for his massive achievements.


To learn more, visit http://www.dbdvfoundation.org/.

Hussain Sajwani’s to transform Dubai’s skyline through DAMAC Properties

Many people never stop to wonder how the son of a middle-class businessman could rise to become the fourth richest person in the Arab world. The recent report by the Forbes shows that Hussain Sajwani is the fourth richest person in the Middle East. His company, DAMAC Properties was also ranked the fourth largest real estate companies in the Middle East. So, how did the DAMAC owner manage to accumulate such wealth in about three-decade?

Family Background

Hussain Sajwani is the eldest son of Ali Sijwani, a renowned businessman in Deira. Hussain Sajwani attributes a part of his current success to his father, who played a huge role in nurturing his entrepreneurial spirit. Hussain recalls how his father used to take him to his shop every afternoon after school. The early entrepreneurial lessons that Hussain learned from his father have helped him greatly in his current business.

Education background

The DAMAC owner studied Economics and Industrial Engineering at the University of Washington. After his graduation, Hussain returned home and started working for an Oil and gas company as a project manager. He, however, quit the job to pursue his dream of becoming an entrepreneur.

Starting his first business venture

Hussain Sajwani stepped his foot into the world of business in 1982 when he established a catering business known as Global Logistics Services. The company became very popular and within a few years, it was serving more than 150,000 meals in markets in Africa and the Middle East.

DAMAC Holdings

All along, Hussain had a strong passion for venturing into real estate. In 1996, he built his first five three-star hotels in Dubai. He leased and then sold them at a profit. He undertook several other projects which earned him a name in the real estate industry. In 2002, the government changed a law that changed the Dubai property market. The government allowed expatriates to acquire a 99-year property lease in Dubai.

Hussain Sajwani saw the opportunity and grabbed it with both hands. He established his current company, DAMAC Properties that has developed numerous luxurious properties in Dubai, Jordan, Qatar and the Middle East countries. DAMAC Properties is the developer of some of the iconic properties such as Trump golf course, AKOYA Oxygen, and DAMAC Hills. Interested to know about Jobs at DAMAC? Click here.

Official Social Media Profiles of Sajwani:

Ryan Seacrest Bio

As the series American Idol, returns to viewer’s homes on the network ABC in the spring of 2018, many fans will be happy to know that Ryan Seacrest has also been secured to still host the hit talent show. Ryan Seacrest is a well-known entrepreneur that has earned many awards and held many different positions on TV networks; however, he is best known for being the host and the producer for the hit American Idol. Seacrest is also the host of a syndicated radio show known as On Air with Ryan Seacrest.

Seacrest has been interested in many different entrepreneur ventures over the years in the areas of media and entertainment. In these endeavors he has been very successful, but Seacrest does believe that it is important that he give back to society and he does so through his philanthropic efforts of supporting initiatives that are targeted toward the youth. Many of his efforts have reached multiple members of society across the nation. One effort is that he serves as the chairman for the Ryan Seacrest Foundation. This foundation has opened ten broadcast media centers in hospitals that specialize in pediatrics all across the United States. Seacrest is also known for the advice that he has given while serving on the Los Angeles County Museum of Art’s board, as well as his involvement as an honorary chairperson for the Grammy Foundation.

In addition to hosting American Idol and his syndicated radio show, Seacrest also is the executive producer of Keeping Up with the Kardashians, E! Live, and CMT’s I Love Kellie Pickler. As if that is not enough ventures to keep his time full, Ryan Seacrest also has developed a menswear collection named, Ryan Seacrest Distinction, as well as a men’s skincare line. Seacrest also currently holds endorsements with Coca-Cola and Ford.

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Jed McCaleb Dreams Of More Efficiency In The Future’s World Financial Sector

Jed McCaleb is one prominent entrepreneur who has made an enormous impact in the financial industry. He was one of the founders of the first Bitcoin, and he has also worked in a significant number of companies. He has a vast experience in this sector which has given the opportunity to become the person he is today. When he was working with Stellar, he observed that the financial industry had a lot of gaps since it used to serve mostly the high-income earners. The low-income earners had no access to the banking services, so most of them did not hold bank accounts due to various reasons.

He, therefore, founded Stellar which is a private international company that has assisted in transforming the world’s financial sector into a more efficient one. One of the factors that led to the founding of Stellar is that the banking services were mostly located in the urban centers where it was inconvenient for the low-income earners in the rural areas to access them. Secondly, opening a bank account requires too much authentication and a lot of paperwork that would discourage some people from beginning one. Thirdly, a lot of changes are needed to open a bank account especially the initial deposit which made it one of the reasons why most low-income earners did not possess a bank account.

Lack of banking services led to a lot of inefficiencies during various transactions which needed money transfer from one person to another. Therefore, Jed McCaleb came with an idea of online currency transfer which is open to all the class of people in the economy regardless of the place the client is located. It also enhances money transfer even across the borders. This has facilitated growth and development of many countries since it led to efficiency and effectiveness in the trading activities.

According to Coin Telegraph, Jed McCaleb hopes for more growth of the Stellar Organization since he never stops dreaming and he has grand visions for the financial sector in the coming years. Recently, he said that in the coming years specifically by 2018 there would be a universal payment method across the world through the block chain.

Check out this article from Block Zero about Jed McCaleb: http://www.blockzero.show/c4e67558